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What Counts as a Serious Injury in a Car Accident?

Douglas & LondonCar Accidents

Death, dismemberment, disfigurement, or loss of a fetus– New York considers these injuries to be most severe. You are also considered seriously injured if you permanently lose or suffer significant limitation to the use of a body organ, system, or function– which prevents you from engaging in “customary daily activities” …

Can I Claim Lost Wages After a Car Accident?

Douglas & LondonCar Accidents

A car accident can be devastating. That’s why most policies include provisions for lost wages or other sources of income. Getting the compensation you deserve means submitting the documentation you need to prove your case. The New York City car accident lawyers at our firm can help you with this …

Should I Accept My Insurance Company’s First Offer?

Douglas & LondonCar Accidents

After a serious car accident, if you cannot work, it is tempting to accept the insurance company’s first offer. That is never a good idea. Your insurance company wants to quickly pay out as little as possible. That is how they make money. The insurer’s initial offer is usually low, …

Does My Health Insurance Cover Car Accidents?

Douglas & LondonCar Accidents

Yes, health insurers do cover car accident claims– but how and when your health insurance policy kicks in depends on several factors. Many accident victims are dismayed when disputes between treating doctors and various insurers ensue, leaving them with the added stress of unpaid medical bills. You can always contact …

Can I Get a Settlement in a Hit and Run?

Douglas & LondonCar Accidents

Fleeing the scene of a car accident is never a good idea, no matter if it’s a minor scrape or a serious collision. At-fault motorists who are driving under the influence of alcohol, with an expired license or another type of infraction, often panic and speed away in the hopes …

Should I Call My Insurance After a Fender Bender?

Douglas & LondonCar Accidents

You can best protect your rights by always notifying your insurer of an accident, even one that appears minor. You likely have a contractual obligation to provide notice within a reasonable time anyway– because even the most minimal accidents can result in bodily injury or repair bills. You have the …

What Is GAP Insurance?

Douglas & LondonCar Accidents

If you have recently purchased a new or used vehicle, you were likely offered an opportunity to purchase Guaranteed Asset Protection or “GAP” insurance. This covers the difference between the amount that you financed and the vehicle’s actual value. Before you agree to the extra cost of that insurance, call …

Do You Have to Repair Your Car After an Accident?

Douglas & LondonCar Accidents

There is no short, easy answer to this question. YES, there are cases where you may need to repair your car after an accident before you can drive it again. NO, most of the time you do not “have” to repair your car after an accident, but your decision on …