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What is an Umbrella Policy?

Douglas & LondonCar Accidents

Auto and homeowner insurance policies typically have liability caps that limit the amount the insurer is obligated to pay. In more serious car accidents and in other circumstances that cause significant losses and injuries, those limits can be reached very quickly. This could leave an injured party with tens or …

What if my accident injuries don’t show up right away?

Douglas & LondonCar Accidents

After a car accident, your priority should be to ensure you and your passengers are safe. If anyone in your vehicle has sustained injuries, seeking the appropriate treatment should be the first thing on your list, even before contacting a personal injury attorney. Many injuries, like cuts and broken bones, …

Is Pain and Suffering Awarded After a Minor Car Accident?

Douglas & LondonCar Accidents

In most states, someone injured in a car accident due to another person’s fault is entitled to recover compensation, which includes physical and emotional pain and suffering. However, in about a dozen states, compensation for pain and suffering is available only if the accident is defined under state law as …

How do you file a car insurance claim?

Douglas & LondonCar Accidents

Being deprived of an automobile for even a few days can have a major impact on our quality of our lives. Auto insurance is designed to protect us from the problems that can stem from an accident. But all the coverage in the world is useless unless you know how …

I’ve Been Injured in a Car Accident, What Do I Do?

Douglas & LondonCar Accidents

If you’re reading this, you’ve probably left the scene of the accident already. Ideally, you would have taken detailed notes, as well as photos of the damage and any injuries sustained. You would’ve exchanged information with the other driver and collected contact information from any witnesses. You would’ve filed a …

How Do You Prove Emotional Distress After a Car Accident?

Douglas & LondonCar Accidents

How do you prove emotional distress after a car accident? Like any type of injury, proving emotional distress requires evidence. Evidence is easier to come by when it comes to proving a physical injury than a mental injury. When you understand what you need to show to an insurance adjuster, …

What Happens When You Get into an Accident in Another State?

Douglas & LondonCar Accidents

Car accidents are scary enough when they happen in your hometown. But what happens when you’re hurt in a crash while driving out of state? Perhaps you’re visiting relatives for the holidays or taking the kids on a much-anticipated summer road trip. One minute you’re happily cruising along the highway, …

Why Do I Need to Contact an Attorney After an Accident?

Jason ManuelCar Accidents

There are many reasons why it’s a good idea to contact a personal injury attorney after a motor vehicle accident. They can help you preserve your legal rights, serve as a liaison with the insurance company, negotiate a more favorable settlement, or file a lawsuit on your behalf. Many people …

Should I See a Doctor After a Car Accident?

Jason ManuelCar Accidents

Seeing a doctor after a car accident is critical, even if you do not think you were injured. Some injuries are not apparent right away, and failure to seek a prompt medical examination can really hurt your claim. Obviously, a severely injured person is taken to the emergency room by …