Impaired drivers cause some of the more serious car accidents in the United States every year. If you are in an accident with a person who is convicted of drunk driving, you will likely be able to recover the full amount of your damages—without taking it to trial. Contact Douglas …
Car Accidents
What is Comparative Fault?
Comparative fault is a legal term for allocating the percentage of fault between parties who share responsibility for an accident. It is most commonly applied in car accidents but can come into play in other types of personal injury, such as slip and fall cases, as well. We Are Available …
Should I Accept a Check From the At-Fault Driver or Their Insurance
You are on the road with places to go when out of nowhere, you are involved in an accident. That moment changes everything— it can cause days, weeks, or even years of pain and financial strain. If the at-fault driver or their insurance company offers you a check, should you …
Can Car Insurance Companies Request Phone Records?
A car insurance company that is trying to allocate fault for an automobile accident might request a driver’s cell phone records to determine if they were distracted by a call or text message. Before you comply with any insurance company request for your cell phone information, call Douglas & London …
How Do Insurance Companies Decide to Total a Car?
Following a serious car accident, there is one important decision that your insurance company will make that could have a dramatic impact on your life and finances. That decision is whether or not to declare your vehicle as “totaled.” Many times after a car accident, your vehicle will need only …
Do You Really Need Collision Coverage?
In New York, there are extensive requirements for auto insurance. Drivers in the Empire State must carry liability insurance. This coverage is designed to pay for bodily injury or property damage caused by another driver. However, it does not provide compensation for the insured driver’s own vehicles. Thankfully, collision coverage …
How Do You Determine if a Car is Totaled?
Following a serious car accident, an insurance company will consider a car to be damaged beyond repair, or totaled, if the cost to repair the car exceeds a certain percentage of the car’s actual cash value immediately before the accident. This may sound like an objective and unbiased definition, but …
Rollover Car Accidents
Rollover crashes are among the most serious kinds of auto accidents that can occur. As a vehicle tips over and rolls, occupants of the vehicle will be tossed and turned around. Even if you are wearing seatbelts and proper restraints, the trauma can be severe. This is especially true if …
Types of Distracted Driving
There are multiple factors that contribute to the high number of car accidents in the United States. Unfortunately, a large percentage of these accidents are directly linked to the negligent actions of drivers. Distracted driving is a particular concern. This practice is a contributing factor in almost one-fifth of all …
Car Accidents and Speeding
There are various factors that contribute to car accidents, in addition to driving practices that can increase the risk of a collision. However, few practices have proven to be as dangerous as speeding. According to accident data, speeding consistently ranks as one of the leading causes of car accidents. Sadly, …
